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| Provider | Service type | Compensation |
|---|---|---|
AB FUNDS3 years Filed as: ALLIANCE BERNSTEIN LP Service code 27 501 COMMERCE ST · NASHVILLE, TN 37302 | Advisory (Plan) | $46,292 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,898 |
ASCENSUS LLC3 years Filed as: ASCENSUS HOLDINGS INC. DBA FUTUREPL Service code 13 101 W BROADWAY ST. 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $2,295 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,571 | $101,653-2.0% | $147,080-32.3% | $74,459+33.7% |
| Participation rate | 99.3% | 75.6%+23.7pp | 82.2%+17.1pp | 67.2%+32.0pp |
| Annual return | 19.27% | 8754.98%-8735.7pp | 420.17%-400.9pp | 1369.70%-1350.4pp |
| Employer contribution / active EE | $9,134 | $3,813+139.5% | $4,933+85.1% | $2,626+247.8% |
| Participant deferral / active EE | $9,908 | $7,304+35.7% | $8,066+22.8% | $4,350+127.8% |
| Admin fee / account holder | $309 | $1,752-82.3% | $12,989-97.6% | $1,945-84.1% |