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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,140 | $24,618+18.4% | $71,585-59.3% | $82,637-64.7% |
| Participation rate | 74.4% | 68.2%+6.2pp | 68.2%+6.2pp | 68.1%+6.3pp |
| Annual return | 16.99% | 93.17%-76.2pp | 59.26%-42.3pp | 53.51%-36.5pp |
| Employer contribution / active EE | $2,282 | $852+167.9% | $1,669+36.8% | $2,552-10.6% |
| Participant deferral / active EE | $2,003 | $1,720+16.4% | $2,923-31.5% | $4,126-51.5% |
| Admin fee / account holder | $519 | $3,285-84.2% | $4,712-89.0% | $7,339-92.9% |