Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,519 | $124,425-8.0% | $112,040+2.2% | $137,256-16.6% |
| Participation rate | 61.5% | 79.3%-17.8pp | 76.5%-15.0pp | 80.0%-18.4pp |
| Annual return | 30.38% | 24.72%+5.7pp | 24.52%+5.9pp | 220.34%-190.0pp |
| Employer contribution / active EE | $2,696 | $3,411-21.0% | $2,954-8.7% | $4,156-35.1% |
| Participant deferral / active EE | $13,583 | $5,718+137.5% | $5,098+166.5% | $6,407+112.0% |
| Admin fee / account holder | $2,011 | $15,207-86.8% | $12,098-83.4% | $12,270-83.6% |