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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,740 | $106,864-71.2% | $147,318-79.1% | $82,637-62.8% |
| Participation rate | 75.0% | 75.5%-0.5pp | 82.1%-7.1pp | 68.1%+6.9pp |
| Annual return | 18.54% | 27.49%-8.9pp | 70.43%-51.9pp | 53.51%-35.0pp |
| Employer contribution / active EE | $1,818 | $3,417-46.8% | $4,593-60.4% | $2,552-28.7% |
| Participant deferral / active EE | $4,227 | $6,496-34.9% | $7,906-46.5% | $4,126+2.4% |
| Admin fee / account holder | $1,388 | $8,415-83.5% | $13,708-89.9% | $7,339-81.1% |