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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,142 | $72,071-45.7% | $68,368-42.7% | $137,256-71.5% |
| Participation rate | 33.3% | 76.2%-42.9pp | 73.8%-40.4pp | 80.0%-46.6pp |
| Annual return | 21.96% | 353.14%-331.2pp | 292.57%-270.6pp | 220.34%-198.4pp |
| Employer contribution / active EE | $867 | $2,788-68.9% | $2,649-67.3% | $4,156-79.1% |
| Participant deferral / active EE | $2,015 | $4,410-54.3% | $4,123-51.1% | $6,407-68.5% |
| Admin fee / account holder | $142 | $5,336-97.3% | $5,150-97.2% | $12,270-98.8% |