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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,901 | $138,385-68.3% | $184,200-76.2% | $80,874-45.7% |
| Participation rate | 53.3% | 83.9%-30.5pp | 86.8%-33.5pp | 67.6%-14.3pp |
| Annual return | 13.97% | 20.02%-6.0pp | 28.80%-14.8pp | 35.62%-21.6pp |
| Employer contribution / active EE | $4,401 | $4,849-9.2% | $6,424-31.5% | $2,756+59.7% |
| Participant deferral / active EE | $4,202 | $7,073-40.6% | $9,132-54.0% | $4,297-2.2% |
| Admin fee / account holder | $3,813 | $10,483-63.6% | $13,907-72.6% | $6,935-45.0% |