Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,788 | $71,230-90.5% | $93,727-92.8% | $80,959-91.6% |
| Participation rate | 68.1% | 60.4%+7.7pp | 68.7%-0.6pp | 67.7%+0.4pp |
| Annual return | 7.41% | 11.26%-3.8pp | 133.83%-126.4pp | 35.67%-28.3pp |
| Employer contribution / active EE | $319 | $1,565-79.6% | $2,421-86.8% | $2,757-88.4% |
| Participant deferral / active EE | $2,509 | $4,037-37.9% | $4,417-43.2% | $4,300-41.7% |
| Admin fee / account holder | $1,417 | $6,961-79.6% | $8,292-82.9% | $6,925-79.5% |