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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,067 | $154,228-68.2% | $145,433-66.3% | $137,256-64.3% |
| Participation rate | 86.7% | 83.8%+2.9pp | 82.1%+4.5pp | 80.0%+6.7pp |
| Annual return | 24.54% | 74.59%-50.1pp | 66.58%-42.0pp | 220.34%-195.8pp |
| Employer contribution / active EE | $8,471 | $4,804+76.3% | $4,554+86.0% | $4,156+103.8% |
| Participant deferral / active EE | $14,161 | $8,216+72.4% | $7,897+79.3% | $6,407+121.0% |
| Admin fee / account holder | $3,637 | $14,344-74.6% | $13,129-72.3% | $12,270-70.4% |