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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,211 | $81,331-39.5% | $155,534-68.4% | $80,935-39.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 57.36% | 33.37%+24.0pp | 64.92%-7.6pp | 35.66%+21.7pp |
| Employer contribution / active EE | $8,251 | $3,105+165.8% | $4,675+76.5% | $2,757+199.3% |
| Participant deferral / active EE | $10,894 | $3,454+215.4% | $5,630+93.5% | $4,299+153.4% |
| Admin fee / account holder | $2,295 | $7,999-71.3% | $15,900-85.6% | $6,924-66.9% |