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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,475 | $162,136-56.5% | $152,301-53.7% | $154,746-54.5% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 11.45% | 91.02%-79.6pp | 80.50%-69.1pp | 172.34%-160.9pp |
| Employer contribution / active EE | $3,694 | $4,890-24.5% | $4,624-20.1% | $4,379-15.6% |
| Participant deferral / active EE | $8,089 | $8,341-3.0% | $8,004+1.1% | $6,730+20.2% |
| Admin fee / account holder | $650 | $15,759-95.9% | $14,398-95.5% | $14,365-95.5% |