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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,542 | $72,071-17.4% | $68,368-12.9% | $137,256-56.6% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 17.91% | 353.14%-335.2pp | 292.57%-274.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,446 | $2,788-12.3% | $2,649-7.7% | $4,156-41.2% |
| Participant deferral / active EE | $3,716 | $4,410-15.7% | $4,123-9.9% | $6,407-42.0% |
| Admin fee / account holder | $20,878 | $5,336+291.3% | $5,150+305.4% | $12,270+70.2% |