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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,080 | $123,155-56.9% | $108,753-51.2% | $155,188-65.8% |
| Participation rate | 57.1% | 75.6%-18.5pp | 71.1%-13.9pp | 80.8%-23.7pp |
| Annual return | 19.98% | 44.73%-24.8pp | 37.47%-17.5pp | 148.84%-128.9pp |
| Employer contribution / active EE | $1,742 | $2,811-38.0% | $2,427-28.2% | $4,248-59.0% |
| Participant deferral / active EE | $6,035 | $4,623+30.5% | $4,115+46.7% | $6,531-7.6% |
| Admin fee / account holder | $79 | $12,126-99.3% | $10,320-99.2% | $14,480-99.5% |