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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,499 | $183,592-40.9% | $155,567-30.3% | $145,959-25.7% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 14.67% | 61.24%-46.6pp | 64.74%-50.1pp | 561.95%-547.3pp |
| Employer contribution / active EE | $8,911 | $5,315+67.7% | $4,674+90.6% | $4,661+91.2% |
| Participant deferral / active EE | $8,457 | $6,464+30.8% | $5,628+50.3% | $6,689+26.4% |
| Admin fee / account holder | $681 | $19,318-96.5% | $15,916-95.7% | $13,398-94.9% |