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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,107 | $29,319+91.4% | $52,425+7.0% | $82,448-31.9% |
| Participation rate | 21.4% | 46.9%-25.4pp | 55.6%-34.2pp | 68.1%-46.6pp |
| Annual return | 25.67% | 535.20%-509.5pp | 302.12%-276.4pp | 41.64%-16.0pp |
| Employer contribution / active EE | $427 | $586-27.1% | $914-53.2% | $2,551-83.2% |
| Participant deferral / active EE | $2,058 | $1,171+75.7% | $1,790+14.9% | $4,139-50.3% |
| Admin fee / account holder | $1,126 | $1,962-42.6% | $2,495-54.9% | $7,234-84.4% |