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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,294 | $172,111+154.7% | $150,298+191.6% | $137,256+219.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.25% | 69.37%-54.1pp | 62.79%-47.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $15,778 | $4,636+240.3% | $4,154+279.8% | $4,156+279.6% |
| Participant deferral / active EE | $22,688 | $6,166+268.0% | $5,453+316.1% | $6,407+254.1% |
| Admin fee / account holder | $3,581 | $16,471-78.3% | $14,116-74.6% | $12,270-70.8% |