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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,294 | $174,379+151.3% | $152,093+188.2% | $138,895+215.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.25% | 74.86%-59.6pp | 66.36%-51.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $15,778 | $4,652+239.2% | $4,175+277.9% | $4,194+276.2% |
| Participant deferral / active EE | $22,688 | $6,159+268.4% | $5,451+316.2% | $6,396+254.7% |
| Admin fee / account holder | $3,581 | $16,880-78.8% | $14,497-75.3% | $12,562-71.5% |