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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,522 | $110,379-92.3% | $102,412-91.7% | $145,884-94.2% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 9.16% | 24.84%-15.7pp | 24.94%-15.8pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,346 | $4,216-68.1% | $3,870-65.2% | $4,662-71.1% |
| Participant deferral / active EE | $2,243 | $5,622-60.1% | $5,060-55.7% | $6,690-66.5% |
| Admin fee / account holder | $7,223 | $9,745-25.9% | $8,388-13.9% | $13,392-46.1% |