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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,441 | $109,904-67.8% | $97,167-63.5% | $145,959-75.7% |
| Participation rate | 20.0% | 75.9%-55.9pp | 72.7%-52.7pp | 80.3%-60.3pp |
| Annual return | 13.26% | 243.43%-230.2pp | 75.27%-62.0pp | 561.95%-548.7pp |
| Employer contribution / active EE | $851 | $3,084-72.4% | $2,729-68.8% | $4,661-81.7% |
| Participant deferral / active EE | $2,211 | $4,676-52.7% | $4,264-48.1% | $6,689-66.9% |
| Admin fee / account holder | $122 | $6,216-98.0% | $5,650-97.8% | $13,398-99.1% |