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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,621 | $102,393-45.7% | $147,041-62.2% | $80,911-31.3% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.6%+29.1pp |
| Annual return | 17.63% | 134.95%-117.3pp | 419.21%-401.6pp | 35.63%-18.0pp |
| Employer contribution / active EE | $5,148 | $3,715+38.6% | $4,935+4.3% | $2,756+86.8% |
| Participant deferral / active EE | $10,286 | $6,647+54.7% | $8,071+27.4% | $4,297+139.4% |
| Admin fee / account holder | $4,605 | $7,943-42.0% | $13,006-64.6% | $6,935-33.6% |