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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,323 | $213,785-78.8% | $185,441-75.6% | $155,188-70.8% |
| Participation rate | 66.7% | 83.2%-16.6pp | 80.3%-13.6pp | 80.8%-14.1pp |
| Annual return | 22.80% | 19.97%+2.8pp | 20.16%+2.6pp | 148.84%-126.0pp |
| Employer contribution / active EE | $959 | $5,393-82.2% | $4,672-79.5% | $4,248-77.4% |
| Participant deferral / active EE | $8,792 | $6,864+28.1% | $6,152+42.9% | $6,531+34.6% |
| Admin fee / account holder | $18 | $21,134-99.9% | $17,890-99.9% | $14,480-99.9% |