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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,895 | $78,690-74.7% | $161,489-87.7% | $87,485-77.3% |
| Participation rate | 82.8% | 67.5%+15.3pp | 78.7%+4.1pp | 68.9%+13.8pp |
| Annual return | 24.98% | 32.74%-7.8pp | 89.72%-64.7pp | 26.06%-1.1pp |
| Employer contribution / active EE | $1,580 | $2,588-38.9% | $4,268-63.0% | $2,596-39.1% |
| Participant deferral / active EE | $4,187 | $3,311+26.5% | $5,630-25.6% | $4,274-2.0% |
| Admin fee / account holder | $1,012 | $6,724-85.0% | $16,006-93.7% | $7,775-87.0% |