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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,895 | $76,407-74.0% | $150,298-86.8% | $82,448-75.9% |
| Participation rate | 82.8% | 66.4%+16.4pp | 77.8%+5.0pp | 68.1%+14.7pp |
| Annual return | 24.98% | 39.99%-15.0pp | 62.79%-37.8pp | 41.64%-16.7pp |
| Employer contribution / active EE | $1,580 | $2,614-39.5% | $4,154-62.0% | $2,551-38.0% |
| Participant deferral / active EE | $4,187 | $3,214+30.3% | $5,453-23.2% | $4,139+1.2% |
| Admin fee / account holder | $1,012 | $6,352-84.1% | $14,116-92.8% | $7,234-86.0% |