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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,359 | $88,710+307.3% | $81,783+341.8% | $145,959+147.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.67% | 1027.26%-1019.6pp | 775.05%-767.4pp | 561.95%-554.3pp |
| Employer contribution / active EE | $10,750 | $3,083+248.7% | $2,913+269.1% | $4,661+130.6% |
| Participant deferral / active EE | $8,750 | $4,645+88.4% | $4,320+102.5% | $6,689+30.8% |
| Admin fee / account holder | $15,147 | $8,407+80.2% | $7,380+105.2% | $13,398+13.1% |