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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,878 | $154,228-37.8% | $145,433-34.1% | $137,256-30.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.79% | 74.59%-54.8pp | 66.58%-46.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $17,229 | $4,804+258.6% | $4,554+278.3% | $4,156+314.6% |
| Participant deferral / active EE | $8,938 | $8,216+8.8% | $7,897+13.2% | $6,407+39.5% |
| Admin fee / account holder | $1,963 | $14,344-86.3% | $13,129-85.1% | $12,270-84.0% |