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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,878 | $162,136-40.9% | $152,301-37.0% | $154,746-38.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.79% | 91.02%-71.2pp | 80.50%-60.7pp | 172.34%-152.5pp |
| Employer contribution / active EE | $17,229 | $4,890+252.3% | $4,624+272.6% | $4,379+293.4% |
| Participant deferral / active EE | $8,938 | $8,341+7.2% | $8,004+11.7% | $6,730+32.8% |
| Admin fee / account holder | $1,963 | $15,759-87.5% | $14,398-86.4% | $14,365-86.3% |