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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,628 | $154,228+30.7% | $145,433+38.6% | $137,256+46.9% |
| Participation rate | 82.4% | 83.8%-1.4pp | 82.1%+0.2pp | 80.0%+2.4pp |
| Annual return | 18.39% | 74.59%-56.2pp | 66.58%-48.2pp | 220.34%-201.9pp |
| Employer contribution / active EE | $4,759 | $4,804-0.9% | $4,554+4.5% | $4,156+14.5% |
| Participant deferral / active EE | $10,971 | $8,216+33.5% | $7,897+38.9% | $6,407+71.2% |
| Admin fee / account holder | $5,288 | $14,344-63.1% | $13,129-59.7% | $12,270-56.9% |