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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,231 | $154,228-50.6% | $145,433-47.6% | $137,256-44.5% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 7.89% | 74.59%-66.7pp | 66.58%-58.7pp | 220.34%-212.4pp |
| Employer contribution / active EE | $2,645 | $4,804-44.9% | $4,554-41.9% | $4,156-36.3% |
| Participant deferral / active EE | $10,267 | $8,216+25.0% | $7,897+30.0% | $6,407+60.2% |
| Admin fee / account holder | $22,260 | $14,344+55.2% | $13,129+69.5% | $12,270+81.4% |