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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,515 | $132,099-29.2% | $115,599-19.1% | $138,895-32.7% |
| Participation rate | 81.8% | 77.9%+4.0pp | 74.3%+7.5pp | 79.9%+1.9pp |
| Annual return | 16.36% | 176.76%-160.4pp | 111.10%-94.7pp | 145.39%-129.0pp |
| Employer contribution / active EE | $2,283 | $3,416-33.2% | $2,955-22.8% | $4,194-45.6% |
| Participant deferral / active EE | $7,616 | $5,617+35.6% | $4,889+55.8% | $6,396+19.1% |
| Admin fee / account holder | $6,501 | $15,650-58.5% | $12,841-49.4% | $12,562-48.3% |