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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,677 | $125,184-42.7% | $105,607-32.1% | $145,884-50.9% |
| Participation rate | 91.7% | 77.6%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 19.72% | 225.00%-205.3pp | 116.11%-96.4pp | 551.85%-532.1pp |
| Employer contribution / active EE | $2,073 | $3,720-44.3% | $3,167-34.5% | $4,662-55.5% |
| Participant deferral / active EE | $6,258 | $5,714+9.5% | $5,011+24.9% | $6,690-6.4% |
| Admin fee / account holder | $4,202 | $17,133-75.5% | $10,958-61.7% | $13,392-68.6% |