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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,846 | $154,228-81.9% | $145,433-80.9% | $137,256-79.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 32.82% | 74.59%-41.8pp | 66.58%-33.8pp | 220.34%-187.5pp |
| Employer contribution / active EE | $3,689 | $4,804-23.2% | $4,554-19.0% | $4,156-11.2% |
| Participant deferral / active EE | $18,127 | $8,216+120.6% | $7,897+129.5% | $6,407+182.9% |
| Admin fee / account holder | $3,082 | $14,344-78.5% | $13,129-76.5% | $12,270-74.9% |