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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,521 | $101,618-44.4% | $93,063-39.3% | $137,256-58.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 13.88% | 223.95%-210.1pp | 34.15%-20.3pp | 220.34%-206.5pp |
| Employer contribution / active EE | $3,971 | $2,707+46.7% | $2,476+60.4% | $4,156-4.4% |
| Participant deferral / active EE | $400 | $4,279-90.7% | $3,958-89.9% | $6,407-93.8% |
| Admin fee / account holder | $1,308 | $6,198-78.9% | $6,033-78.3% | $12,270-89.3% |