Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,358 | $106,749-50.0% | $145,433-63.3% | $82,448-35.3% |
| Participation rate | 67.4% | 75.6%-8.3pp | 82.1%-14.7pp | 68.1%-0.7pp |
| Annual return | 22.87% | 27.59%-4.7pp | 66.58%-43.7pp | 41.64%-18.8pp |
| Employer contribution / active EE | $2,119 | $3,444-38.5% | $4,554-53.5% | $2,551-16.9% |
| Participant deferral / active EE | $5,027 | $6,519-22.9% | $7,897-36.4% | $4,139+21.4% |
| Admin fee / account holder | $4,634 | $8,390-44.8% | $13,129-64.7% | $7,234-35.9% |