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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,248 | $160,040-82.3% | $147,096-80.8% | $145,877-80.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.29% | 98.49%-84.2pp | 419.75%-405.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $2,949 | $5,289-44.2% | $4,936-40.3% | $4,663-36.8% |
| Participant deferral / active EE | $5,664 | $8,429-32.8% | $8,071-29.8% | $6,691-15.4% |
| Admin fee / account holder | $3,757 | $15,050-75.0% | $13,005-71.1% | $13,402-72.0% |