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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,248 | $201,344-88.0% | $184,243-86.8% | $145,877-83.4% |
| Participation rate | 86.4% | 87.5%-1.1pp | 86.8%-0.5pp | 80.3%+6.1pp |
| Annual return | 32.27% | 29.01%+3.3pp | 28.82%+3.5pp | 551.28%-519.0pp |
| Employer contribution / active EE | $3,000 | $7,022-57.3% | $6,427-53.3% | $4,663-35.7% |
| Participant deferral / active EE | $9,337 | $9,807-4.8% | $9,132+2.2% | $6,691+39.6% |
| Admin fee / account holder | $1,048 | $16,382-93.6% | $13,914-92.5% | $13,402-92.2% |