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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,256 | $201,372-93.4% | $184,260-92.8% | $145,884-90.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.62% | 29.04%-15.4pp | 28.84%-15.2pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,575 | $7,024-77.6% | $6,427-75.5% | $4,662-66.2% |
| Participant deferral / active EE | $3,113 | $9,808-68.3% | $9,133-65.9% | $6,690-53.5% |
| Admin fee / account holder | $2,398 | $16,362-85.3% | $13,898-82.7% | $13,392-82.1% |