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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,063 | $77,164-54.6% | $178,014-80.3% | $80,874-56.6% |
| Participation rate | 92.5% | 65.7%+26.8pp | 77.1%+15.4pp | 67.6%+24.9pp |
| Annual return | 31.15% | 18.09%+13.1pp | 294.80%-263.7pp | 35.62%-4.5pp |
| Employer contribution / active EE | $4,648 | $2,288+103.2% | $3,950+17.7% | $2,756+68.7% |
| Participant deferral / active EE | $6,932 | $4,408+57.3% | $6,276+10.4% | $4,297+61.3% |
| Admin fee / account holder | $4,398 | $7,164-38.6% | $10,362-57.6% | $6,935-36.6% |