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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,206 | $88,754-85.1% | $81,820-83.9% | $145,877-90.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 103.36% | 1031.77%-928.4pp | 777.93%-674.6pp | 551.28%-447.9pp |
| Employer contribution / active EE | $527 | $3,085-82.9% | $2,915-81.9% | $4,663-88.7% |
| Participant deferral / active EE | $5,053 | $4,648+8.7% | $4,323+16.9% | $6,691-24.5% |
| Admin fee / account holder | $582 | $8,424-93.1% | $7,391-92.1% | $13,402-95.7% |