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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $51,414 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $37,027 |
Service code 10 11444 W OLYMPIC BLVD FL 11 · LOS ANGELES, CA 90064 | Accounting | $15,000 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,058 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,057 | $82,879-13.1% | $96,576-25.4% | $67,986+6.0% |
| Participation rate | 63.8% | 75.2%-11.4pp | 81.4%-17.6pp | 57.2%+6.6pp |
| Annual return | 15.40% | 36.90%-21.5pp | 38.47%-23.1pp | 31.67%-16.3pp |
| Employer contribution / active EE | $1,434 | $2,727-47.4% | $3,553-59.6% | $2,019-29.0% |
| Participant deferral / active EE | $3,833 | $6,976-45.1% | $7,956-51.8% | $3,358+14.1% |
| Admin fee / account holder | $453 | $2,783-83.7% | $11,381-96.0% | $3,203-85.9% |