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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $71,834 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $39,385 |
Service code 10 1801 W OLYMPIC BLVD · PASADENA, CA 911991404 | Accounting | $14,500 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $917 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,257 | $79,045-18.7% | $100,378-36.0% | $74,429-13.7% |
| Participation rate | 92.5% | 79.4%+13.1pp | 81.5%+11.0pp | 67.2%+25.3pp |
| Annual return | 33.39% | 20.61%+12.8pp | 49.41%-16.0pp | 1368.38%-1335.0pp |
| Employer contribution / active EE | $2,167 | $3,015-28.1% | $3,942-45.0% | $2,625-17.4% |
| Participant deferral / active EE | $5,284 | $7,751-31.8% | $8,087-34.7% | $4,348+21.5% |
| Admin fee / account holder | $326 | $1,335-75.6% | $7,899-95.9% | $1,944-83.2% |