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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,516 | $183,627-58.3% | $155,602-50.8% | $145,978-47.6% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 14.03% | 61.32%-47.3pp | 64.81%-50.8pp | 550.52%-536.5pp |
| Employer contribution / active EE | $2,443 | $5,316-54.0% | $4,675-47.7% | $4,662-47.6% |
| Participant deferral / active EE | $3,888 | $6,466-39.9% | $5,629-30.9% | $6,690-41.9% |
| Admin fee / account holder | $6,846 | $19,327-64.6% | $15,923-57.0% | $13,400-48.9% |