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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,375 | $77,814-91.8% | $158,223-96.0% | $86,983-92.7% |
| Participation rate | 84.6% | 68.4%+16.2pp | 79.2%+5.4pp | 69.5%+15.1pp |
| Annual return | 19.40% | 30.54%-11.1pp | 52.09%-32.7pp | 25.83%-6.4pp |
| Employer contribution / active EE | $1,262 | $2,592-51.3% | $4,109-69.3% | $2,584-51.2% |
| Participant deferral / active EE | $1,415 | $3,270-56.7% | $5,467-74.1% | $4,194-66.3% |
| Admin fee / account holder | $930 | $5,879-84.2% | $16,047-94.2% | $7,856-88.2% |