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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,375 | $75,541-91.6% | $152,093-95.8% | $82,637-92.3% |
| Participation rate | 84.6% | 66.5%+18.1pp | 77.8%+6.8pp | 68.1%+16.6pp |
| Annual return | 19.40% | 32.56%-13.2pp | 66.36%-47.0pp | 53.51%-34.1pp |
| Employer contribution / active EE | $1,262 | $2,622-51.9% | $4,175-69.8% | $2,552-50.6% |
| Participant deferral / active EE | $1,415 | $3,206-55.9% | $5,451-74.0% | $4,126-65.7% |
| Admin fee / account holder | $930 | $6,405-85.5% | $14,497-93.6% | $7,339-87.3% |