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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,239 | $106,864-29.6% | $147,318-48.9% | $82,637-9.0% |
| Participation rate | 91.3% | 75.5%+15.8pp | 82.1%+9.2pp | 68.1%+23.2pp |
| Annual return | 23.07% | 27.49%-4.4pp | 70.43%-47.4pp | 53.51%-30.4pp |
| Employer contribution / active EE | $6,652 | $3,417+94.7% | $4,593+44.8% | $2,552+160.7% |
| Participant deferral / active EE | $12,085 | $6,496+86.0% | $7,906+52.9% | $4,126+192.9% |
| Admin fee / account holder | $3,503 | $8,415-58.4% | $13,708-74.4% | $7,339-52.3% |