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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,719 | $76,407-57.2% | $150,298-78.2% | $82,448-60.3% |
| Participation rate | 11.9% | 66.4%-54.5pp | 77.8%-65.9pp | 68.1%-56.2pp |
| Annual return | 16.43% | 39.99%-23.6pp | 62.79%-46.4pp | 41.64%-25.2pp |
| Employer contribution / active EE | $737 | $2,614-71.8% | $4,154-82.2% | $2,551-71.1% |
| Participant deferral / active EE | $1,230 | $3,214-61.7% | $5,453-77.4% | $4,139-70.3% |
| Admin fee / account holder | $887 | $6,352-86.0% | $14,116-93.7% | $7,234-87.7% |