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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,719 | $78,690-58.4% | $161,489-79.7% | $87,485-62.6% |
| Participation rate | 11.9% | 67.5%-55.6pp | 78.7%-66.8pp | 68.9%-57.0pp |
| Annual return | 16.43% | 32.74%-16.3pp | 89.72%-73.3pp | 26.06%-9.6pp |
| Employer contribution / active EE | $737 | $2,588-71.5% | $4,268-82.7% | $2,596-71.6% |
| Participant deferral / active EE | $1,230 | $3,311-62.8% | $5,630-78.1% | $4,274-71.2% |
| Admin fee / account holder | $887 | $6,724-86.8% | $16,006-94.5% | $7,775-88.6% |