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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,307 | $106,524-5.8% | $152,301-34.1% | $87,485+14.7% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.4%+15.1pp | 68.9%+28.6pp |
| Annual return | 28.19% | 26.89%+1.3pp | 80.50%-52.3pp | 26.06%+2.1pp |
| Employer contribution / active EE | $8,435 | $3,371+150.2% | $4,624+82.4% | $2,596+224.9% |
| Participant deferral / active EE | $17,744 | $6,525+171.9% | $8,004+121.7% | $4,274+315.2% |
| Admin fee / account holder | $718 | $8,287-91.3% | $14,398-95.0% | $7,775-90.8% |