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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,737 | $102,385-29.9% | $147,080-51.2% | $80,935-11.4% |
| Participation rate | 97.2% | 75.9%+21.3pp | 82.2%+15.0pp | 67.7%+29.5pp |
| Annual return | 19.11% | 135.09%-116.0pp | 420.17%-401.1pp | 35.66%-16.5pp |
| Employer contribution / active EE | $8,403 | $3,717+126.1% | $4,933+70.3% | $2,757+204.8% |
| Participant deferral / active EE | $18,024 | $6,651+171.0% | $8,066+123.5% | $4,299+319.2% |
| Admin fee / account holder | $6,376 | $7,951-19.8% | $12,989-50.9% | $6,924-7.9% |