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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,307 | $106,749-6.0% | $145,433-31.0% | $82,448+21.7% |
| Participation rate | 97.6% | 75.6%+21.9pp | 82.1%+15.4pp | 68.1%+29.5pp |
| Annual return | 28.19% | 27.59%+0.6pp | 66.58%-38.4pp | 41.64%-13.5pp |
| Employer contribution / active EE | $8,435 | $3,444+144.9% | $4,554+85.2% | $2,551+230.7% |
| Participant deferral / active EE | $17,744 | $6,519+172.2% | $7,897+124.7% | $4,139+328.7% |
| Admin fee / account holder | $718 | $8,390-91.4% | $13,129-94.5% | $7,234-90.1% |