Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,283 | $62,177-75.4% | $81,370-81.2% | $74,478-79.5% |
| Participation rate | 9.9% | 64.1%-54.2pp | 69.5%-59.6pp | 67.2%-57.3pp |
| Annual return | 10.49% | 16.62%-6.1pp | 24.85%-14.4pp | 1370.56%-1360.1pp |
| Employer contribution / active EE | $734 | $1,881-61.0% | $2,464-70.2% | $2,626-72.0% |
| Participant deferral / active EE | $1,305 | $3,219-59.5% | $3,885-66.4% | $4,350-70.0% |
| Admin fee / account holder | $4,510 | $1,927+134.1% | $5,749-21.6% | $1,946+131.8% |