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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $37,618 |
SAGEVIEW ADVISORY GROUP, LLC3 years Service code 27 · EIN 33-0818667 | Advisory (Plan) | $32,558 |
LEE CPA AUDIT GROUP3 years Service code 10 · EIN 81-4637885 | Accounting | $8,700 |
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $5,325 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,775 | $88,672-43.9% | $105,223-52.7% | $82,448-39.6% |
| Participation rate | 97.4% | 67.9%+29.5pp | 75.0%+22.4pp | 68.1%+29.4pp |
| Annual return | 13.27% | 30.86%-17.6pp | 180.65%-167.4pp | 41.64%-28.4pp |
| Employer contribution / active EE | $285 | $3,048-90.6% | $3,689-92.3% | $2,551-88.8% |
| Participant deferral / active EE | $6,988 | $4,036+73.1% | $5,072+37.8% | $4,139+68.8% |
| Admin fee / account holder | $443 | $7,146-93.8% | $8,859-95.0% | $7,234-93.9% |