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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,499 | $154,228-58.2% | $145,433-55.7% | $137,256-53.0% |
| Participation rate | 88.2% | 83.8%+4.4pp | 82.1%+6.1pp | 80.0%+8.3pp |
| Annual return | 12.04% | 74.59%-62.5pp | 66.58%-54.5pp | 220.34%-208.3pp |
| Employer contribution / active EE | $9,594 | $4,804+99.7% | $4,554+110.7% | $4,156+130.9% |
| Participant deferral / active EE | $7,755 | $8,216-5.6% | $7,897-1.8% | $6,407+21.0% |
| Admin fee / account holder | $16,229 | $14,344+13.1% | $13,129+23.6% | $12,270+32.3% |