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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,499 | $156,398-58.8% | $147,318-56.2% | $138,895-53.6% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 12.04% | 78.75%-66.7pp | 70.43%-58.4pp | 145.39%-133.4pp |
| Employer contribution / active EE | $9,594 | $4,853+97.7% | $4,593+108.9% | $4,194+128.7% |
| Participant deferral / active EE | $7,755 | $8,237-5.9% | $7,906-1.9% | $6,396+21.2% |
| Admin fee / account holder | $16,229 | $14,976+8.4% | $13,708+18.4% | $12,562+29.2% |