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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,623 | $109,967+16.1% | $97,197+31.3% | $145,877-12.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.77% | 244.27%-230.5pp | 75.47%-61.7pp | 551.28%-537.5pp |
| Employer contribution / active EE | $984 | $3,077-68.0% | $2,723-63.9% | $4,663-78.9% |
| Participant deferral / active EE | $3,927 | $4,676-16.0% | $4,263-7.9% | $6,691-41.3% |
| Admin fee / account holder | $1,700 | $6,199-72.6% | $5,637-69.9% | $13,402-87.3% |