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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,609 | $150,435-50.4% | $120,580-38.1% | $145,897-48.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 14.92% | 154.60%-139.7pp | 107.48%-92.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $4,973 | $4,352+14.3% | $3,469+43.3% | $4,663+6.6% |
| Participant deferral / active EE | $13,584 | $6,174+120.0% | $4,995+171.9% | $6,689+103.1% |
| Admin fee / account holder | $515 | $12,182-95.8% | $9,418-94.5% | $13,390-96.2% |