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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,096 | $88,672-94.3% | $105,223-95.2% | $82,448-93.8% |
| Participation rate | 92.9% | 67.9%+24.9pp | 75.0%+17.8pp | 68.1%+24.8pp |
| Annual return | 20.32% | 30.86%-10.5pp | 180.65%-160.3pp | 41.64%-21.3pp |
| Employer contribution / active EE | $1,642 | $3,048-46.1% | $3,689-55.5% | $2,551-35.7% |
| Participant deferral / active EE | $1,957 | $4,036-51.5% | $5,072-61.4% | $4,139-52.7% |
| Admin fee / account holder | $1,135 | $7,146-84.1% | $8,859-87.2% | $7,234-84.3% |