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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,880 | $183,516-12.3% | $155,534+3.4% | $145,884+10.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.38% | 61.43%-42.0pp | 64.92%-45.5pp | 551.85%-532.5pp |
| Employer contribution / active EE | $3,336 | $5,315-37.2% | $4,675-28.6% | $4,662-28.4% |
| Participant deferral / active EE | $19,500 | $6,467+201.6% | $5,630+246.3% | $6,690+191.5% |
| Admin fee / account holder | $2,170 | $19,293-88.8% | $15,900-86.4% | $13,392-83.8% |