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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,880 | $183,627-12.4% | $155,602+3.4% | $145,978+10.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.38% | 61.32%-41.9pp | 64.81%-45.4pp | 550.52%-531.1pp |
| Employer contribution / active EE | $3,336 | $5,316-37.2% | $4,675-28.6% | $4,662-28.4% |
| Participant deferral / active EE | $19,500 | $6,466+201.6% | $5,629+246.4% | $6,690+191.5% |
| Admin fee / account holder | $2,170 | $19,327-88.8% | $15,923-86.4% | $13,400-83.8% |