Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,395 | $81,504-92.2% | $102,437-93.8% | $80,959-92.1% |
| Participation rate | 61.1% | 66.9%-5.7pp | 74.5%-13.4pp | 67.7%-6.6pp |
| Annual return | 12.04% | 25.60%-13.6pp | 24.95%-12.9pp | 35.67%-23.6pp |
| Employer contribution / active EE | $802 | $3,104-74.1% | $3,871-79.3% | $2,757-70.9% |
| Participant deferral / active EE | $1,604 | $3,871-58.6% | $5,060-68.3% | $4,300-62.7% |
| Admin fee / account holder | $1,997 | $6,719-70.3% | $8,388-76.2% | $6,925-71.2% |