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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,780 | $29,736-63.7% | $56,033-80.8% | $80,935-86.7% |
| Participation rate | 13.2% | 41.7%-28.5pp | 52.5%-39.3pp | 67.7%-54.5pp |
| Annual return | 12.27% | 35.28%-23.0pp | 1711.38%-1699.1pp | 35.66%-23.4pp |
| Employer contribution / active EE | $266 | $671-60.3% | $1,041-74.4% | $2,757-90.3% |
| Participant deferral / active EE | $400 | $1,228-67.4% | $1,954-79.5% | $4,299-90.7% |
| Admin fee / account holder | $1,224 | $2,434-49.7% | $2,827-56.7% | $6,924-82.3% |