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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,945 | $72,071+70.6% | $68,368+79.8% | $137,256-10.4% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 21.02% | 353.14%-332.1pp | 292.57%-271.6pp | 220.34%-199.3pp |
| Employer contribution / active EE | $7,792 | $2,788+179.5% | $2,649+194.2% | $4,156+87.5% |
| Participant deferral / active EE | $18,318 | $4,410+315.4% | $4,123+344.3% | $6,407+185.9% |
| Admin fee / account holder | $8,818 | $5,336+65.3% | $5,150+71.2% | $12,270-28.1% |