Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,788 | $69,444-94.5% | $92,985-95.9% | $87,485-95.7% |
| Participation rate | 50.8% | 63.3%-12.4pp | 69.5%-18.6pp | 68.9%-18.1pp |
| Annual return | 20.86% | 23.85%-3.0pp | 27.99%-7.1pp | 26.06%-5.2pp |
| Employer contribution / active EE | $546 | $1,917-71.5% | $2,662-79.5% | $2,596-79.0% |
| Participant deferral / active EE | $818 | $3,364-75.7% | $4,377-81.3% | $4,274-80.9% |
| Admin fee / account holder | $615 | $6,137-90.0% | $9,463-93.5% | $7,775-92.1% |